Manage

Portfolio drilldown

Analyze household holdings, asset allocation, performance attribution, risk metrics, goal tracking, and tax summary in one view.

Back to manage Rebalance
VA
Agarwal household
Vikram Agarwal · Priya Agarwal · 2 members · Client since Mar 2019
High risk Goal aligned Tax regime: New
Top 1% client
Total AUM
₹ 18.4 Cr
+3.2% vs last month
Portfolio XIRR
14.8%
+120 bps vs benchmark
Unrealized P&L
₹ 2.94 Cr
+19.0% absolute
Risk score
7.2 / 10
Drift +1.2 vs model
Asset allocation
Actual vs model portfolio
14
holdings
Equity
68%
Debt
18%
Alternatives
10%
Cash / Liquid
4%
Equity
68% / 60%
Debt
18% / 25%
Alternatives
10% / 10%
Cash
4% / 5%
Holdings
By market value and contribution
View products
Scheme / Asset Market value Allocation XIRR P&L Risk
Nippon India Large Cap Fund ₹ 5.15 Cr 28.0% 14.2% +₹ 82.4 L Moderate
Canara Robeco Flexi Cap Fund ₹ 3.68 Cr 20.0% 16.8% +₹ 74.2 L Moderate
Marcellus Consistent Compounders PMS ₹ 2.76 Cr 15.0% 22.1% +₹ 91.5 L High
HDFC Corporate Bond Fund ₹ 2.21 Cr 12.0% 7.8% +₹ 18.3 L Low
Indus Growth Fund III ₹ 1.84 Cr 10.0% 24.6% +₹ 62.1 L High
Direct equities ₹ 1.48 Cr 8.0% 18.5% +₹ 38.6 L High
ICICI Pru Liquid Fund ₹ 74.0 L 4.0% 6.9% +₹ 4.2 L Low
NPS Tier II ₹ 55.5 L 3.0% 12.5% +₹ 8.1 L Moderate
Goal tracking
Retirement₹ 8.4 Cr / ₹ 12 Cr
On track · SIP ₹ 75,000/mo
Child education₹ 1.6 Cr / ₹ 2.5 Cr
On track · SIP ₹ 18,000/mo
Home purchase₹ 3.2 Cr / ₹ 5 Cr
At risk · Increase SIP by ₹ 12,000
Risk metrics
Standard deviation13.8%
Beta1.08
Sharpe ratio1.18
Sortino ratio1.74
Max drawdown-14.2%
Tax summary (FY 2025-26)
Realized STCG₹ 3.24 L
Realized LTCG₹ 8.76 L
LTCG exemption used₹ 1.25 L / ₹ 1.25 L
Dividend income₹ 1.42 L
ELSS invested₹ 1.50 L
Est. tax liability₹ 1.18 L
Sentinel Copilot
1
Rebalance recommended
Equity allocation is 68% vs target 60%. Trim flexi-cap by 4% and add corporate bond fund.
2
Tax-loss harvesting
₹ 1.2 L of unrealized losses available to offset STCG before 31 Mar 2026.
3
Goal shortfall
Home purchase goal is 6 months behind. Increase SIP by ₹ 12,000 to close gap.