Advisory

Proposal builder

Construct goal-based investment proposals with model portfolios, risk alignment, and product selection across asset classes.

Back to advisory Execute order
Active proposals
42
+7 this week
Conversion rate
68.4%
+4.2% vs last quarter
Avg proposal value
₹ 18.2 L
+5.1% vs last month
Pending approvals
11
3 need revision
1
Client & goals
2
Risk profile
3
Model portfolio
4
Products
5
Review & share
Client & goal selection
VA
Vikram Agarwal
Age 44 · Annual income ₹ 1.8 Cr · Risk capacity: High
View 360 profile
R
Retirement
Target ₹ 12 Cr · 16 years
E
Child education
Target ₹ 2.5 Cr · 8 years
H
Home purchase
Target ₹ 5 Cr · 4 years
Risk profile alignment
Questionnaire score vs proposed portfolio
Aligned
7.2 / 10
Aggressive growth profile
Equity allocation recommended: 70 - 75%
Equity
72%
Debt
18%
Alternatives
7%
Cash
3%
Selected products
Model portfolio mapped to retirement goal
Change products
Nippon India Large Cap Fund - Direct Growth
Large cap equity · Moderate risk · Expense 0.82%
28%
Canara Robeco Flexi Cap Fund - Direct Growth
Flexi cap · High risk · Expense 0.86%
24%
HDFC Corporate Bond Fund - Direct Growth
Corporate bond · Low risk · Expense 0.35%
18%
Mirae Asset Mid Cap Fund - Direct Growth
Mid cap · High risk · Expense 0.92%
14%
Indus Growth Fund III
Category II AIF · High risk · Lock-in 5 years
7%
ICICI Pru Liquid Fund - Direct Growth
Liquid · Low risk · Expense 0.20%
3%
Proposal allocation
6
schemes
Equity
72%
Debt
18%
Alternatives
7%
Cash
3%
Scenario projection
Initial investment₹ 25 L
Monthly SIP₹ 75,000
Expected XIRR12.4%
Projected value (16Y)₹ 12.8 Cr
Goal target₹ 12.0 Cr
Probability of success84%
Sentinel Copilot
1
Rebalancing alert
Current equity allocation is 68%, below model target. Increase flexi-cap allocation by 4% to match risk profile.
2
Tax-aware placement
Move debt allocation to an arbitrage fund for the first 3 years to improve post-tax returns by ~40 bps.
3
Goal shortfall cover
If SIP is raised to ₹ 82,000, probability of meeting retirement target increases to 91%.
Actions